Preferred Wealth

Yes! If you are unfamiliar with the term, it means I am legally required to put your interests above my own. To me, this is common sense and more of a philosophy on life but I am glad to be held to this standard. According to UpMetrics.co, there are more than 283,000 financial advisors in the United States. However, not all of them are fiduciaries, meaning that you don’t have someone legally bound to protect your interests. Any local financial expert you work with should be a fiduciary in Lansing, MI.

As a CFP® professional, Joe is also bound by the CFP Board’s Code of Ethics and Standards of Conduct. This includes:

Fiduciary Duty – I must act with loyalty, care, and diligence at all times when providing financial advice.

Integrity & Objectivity – I am required to provide advice that is honest, fair, and free from conflicts of interest.

Competence & Diligence – I must maintain the knowledge and skill to provide sound financial guidance and deliver it with thoroughness and timeliness.
Professionalism & Fairness – I must treat clients with dignity, respect, and impartiality.

Confidentiality – I am required to safeguard your private information.

Being both a fiduciary and a CFP® professional means you can feel confident that your interests come first, always.

Nope! Here at Preferred Wealth Management, LLC, I became an advisor to help everyone, not just those who have a high net worth. Retirement, for example, is something everyone should prepare for. For retirement planning in Lansing, MI and other financial planning services, call today.

Neal and Joe bring a combined 40+ years of experience in the financial services industry. Both have passed multiple securities license exams, including the SIE, Series 6, Series 63, and the state Life Insurance exam.
On top of this, Joe has obtained his CERTIFIED FINANCIAL PLANNER® certification, which requires a bachelor’s degree, completion of a CFP Board-Registered Education Program, 6,000 hours of professional experience, and passing a rigorous six-hour exam. CFP® professionals must also adhere to the CFP Board’s Code of Ethics and Standards of Conduct, pass a background check, and maintain a fiduciary duty to act in their clients’ best interests. The CFP® designation is widely recognized as the gold standard in financial planning, representing one of the most prestigious credentials in the industry.

Flexibility is my middle name. Not really (it’s Daniel) but I do what is most convenient for you. That can be meeting at our office in Charlotte (MI), at your home, at a local coffee shop, or from the comfort of your home via a virtual meeting. For a flexible wealth management advisor in Lansing, MI, contact me today.

Once we develop your personalized strategy, your assets are invested through a third-party custodian, primarily Charles Schwab. The custodian executes investments according to our guidance and holds your assets securely at all times. They are well-established and heavily regulated, providing an added layer of protection. You’ll also have access to an online portal, allowing 24/7 access to your account. To schedule a meeting with a wealth management advisor in Lansing, MI, please feel free to contact us today.

Joe is a fee-based advisor and the AUM (assets under management which means the amount I am managing for you) fees are dependent on the strategy that is agreed upon. The fee typically starts at 1% but can be lower based on individual plans. My goal is always for the value I provide to heavily outweigh what I charge. Of course, as a fiduciary in Lansing, MI, I’m also legally required to place your interests above my own.

I offer some flexibility by also offering one-time or annual flat fees for comprehensive financial planning in certain cases (these prices can have some variability based on the complexity of the plan). You can find out more on our Services and Pricing page.

We are an independent, fiduciary advisor by design. This means we am not tied to any specific financial products or companies. This independence allows me to provide advice and build strategies that are fully tailored to your unique goals, rather than being influenced by commissions or product incentives. My focus is always on what’s best for you, ensuring your financial plan is personalized, objective, and aligned with your long-term objectives.

The people I work with are at different stages in life and have different goals in mind but the two types of people I work with most are those getting ready to retire/just starting retirement. I also work a lot with corporate professionals due to my experience working for a Fortune 150 Company. If you’re looking for financial planners in Lansing, MI with a great deal of experience, give me a call.

From day one, I vowed to be as reachable and responsive as possible to everyone I work with. It’s why I serve as a local fiduciary in Lansing, MI. I limit the number of families I work with to be sure this will always be the case. My phone is always on and I check my e-mail throughout the day.

I aim to find clients that feel like family. I plan on being in this business for a long time and getting to watch a family grow while we achieve their financial dreams is my top priority. The pillars I build these relationships on are offering custom and low-cost strategies, active communication, continuing investment education, and minimizing taxes. For aging families, I’m also proud to offer retirement planning in Lansing, MI. You can read more about this at my services page.

We’re excited to now offer a cost-effective, in-house solution for estate planning through our partnership with Estately. This partnership allows us to provide high-quality, attorney-reviewed estate planning services at an affordable price. You can find out more details on our Estate Planning page.

Being able to buy people more time. Retirement planning in Lansing, MI is one of my favorite services to offer. It may give you more time in retirement to spend with family, pursue hobbies, or focus on other areas of life instead of managing investments. It can also mean less time spent worrying about whether you’ll reach your goals because you have confidence in your plan. Time is our most valuable resource, and helping people reclaim more of it is what motivates me every morning.